loanee

Exploration on Creditworthy Evaluation of a Loanee of Personal Housing Loan

关于个人住房贷款中借款人资信评估问题的探讨

If your loanee does get in a bind, a best friend or family member is going to be relegated to the end of the payback line, "behind the mortgage company, the credit cards, the auto loans, etc.," says Ellis.

他认为，如果债务人真的陷入困境，那么好朋友或亲人的还款时间可以推到最后期限，“在对方还完房贷，信用卡和汽车贷款等之后”。

At the market value of the house mortgage is lower than the market value of the loan, namely the LTV is big in1: 0.if the loanee breaks the contract, the bank will still be subjected to the loss even it handles the mortgage house.

在抵押房物的市场价值低于贷款的市场价值，即ltv大于1和违约交易成本时，如果借款人违约，银行即使处置抵押房屋也会受到损失。