under-insurance

Financial reinsurance has a prominent role when primary insurers could pass on part of the risk to re-insurers, recognizing related expenses as transaction costs under re-insurance, which effectively spread the risk.

财务再保险作用突出，通过它原保险人可将部份风险转嫁给再保险人，将相关费用确认为再保险交易支出，这样能使风险得到有效分散。

Under the scheme, customers agree to pay a price only to discover that there is a charge for delivery; another charge for paying by credit card, and another for insurance.

他们发现，最缺德的花招要算是水滴定价。在这种招数中，消费者同意支付一个价格，但不成想随后送货要收费；使用信用卡支付也要收费，另外还有保险费。

Under the current basic pension insurance system of the social pool combined with personal accounts, we should set up and optimize the investment management system of personal pension accounts, and realize the goal of preserving and increasing value of the pension fund in China through effective investment.

我国在现行的社会统筹和个人账户相结合的基本养老保险制度下，应该建立完善的个人账户养老基金投资管理模式，通过有效的投资运营来实现我国养老保险基金的保值增值。